Privacy Disclosure

Click here to download a PDF of our Privacy Policy.

FACTSWHAT DOES OAKWOOD BANK DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
 What?The types of personal information we collect and share depend on the product or service you have with us.  This information can include:Social Security number and Income Account Balances and Payment History Credit History and Credit Scores. When you are no longer our customer, we continue to share your information as described in this notice.
 How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Oakwood Bank chooses to share; and whether you can limit this sharing.
 Reasons we can share your personal information: Does Pigeon Falls State Bank share?Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes NoFor our marketing purposes – to offer our products and services to you. No. We don’t share For joint marketing with other financial companiesNoWe don’t shareFor our affiliates’ everyday business purposes – information about your transactions and experiences. No. We don’t share. For our affiliates’ everyday business purposes – information about your credit worthiness. No. We don’t share. For our affiliates to market you. No. We don’t share. For our non-affiliates to market you. No. We don’t share
Questions? Call 715-538-1500 or go to oakwoodbank.net
Who we are
Who is providing this notice?Oakwood Bank
36328 Main Street
PO Box 37
Whitehall, WI 54773
How does Oakwood Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
These safeguards comply with federal standards to guard your nonpublic personal information.
How does Oakwood Bank collect my personal information?We collect your personal information, for example, when youOpen an account or Deposit money. Apply for a Loan or Use Your Credit or Debit Card Information collected from credit bureaus We also collect your personal information from others, such as cedit bureaus, affiliates or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes–information about  your credit worthiness affiliates from using your information to market to you sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
 AffiliatesCompanies related by common ownership or control.  They can be financial and non-financial companies.Oakwood Bank does not share with our affiliates.
 Non-affiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.Oakwood Bank does not share with non-affiliates so they can market to you.
 Joint MarketingA formal agreement between non-affiliated financial companies that together market financial products or services to you.Oakwood Bank does doesn’t jointly market.